1
Pots
Pot balance
A pot is the account balance used to model and track monthly interest. Eligibility, funding, withdrawal and account terms should be reviewed before any funding decision.
How it works
How IGI Works.
IGI gives eligible clients a clear monthly interest framework, with account visibility through the web portal and mobile app.
This information is not investment advice. IGI information is only intended for eligible recipients who can lawfully receive it.
- Minimum pot balance
- GBP 5,000
- First tier
- 1% monthly
- Top tier
- 2% monthly above GBP 20,000
2
Interest
The tier structure
- Balances from GBP 5,000 to GBP 20,000 are shown against the 1% monthly tier.
- Balances above GBP 20,000 are shown against the 2% monthly tier.
- Interest is worked out on your balance and paid into your pot every day, not held until the end of the month.
- Calculator examples are illustrative and should not be treated as advice.
3
Flow
Account journey
1. Check eligibility
Use the eligibility journey before reviewing product-specific or account-opening information.
2. Review information
Read risk, withdrawal and operational information so the monthly-interest offer is not confused with a bank savings account.
3. Model outcomes
Use the calculator to model examples before starting the registration flow.
4. Register and track
Eligible users can continue to registration and then track pots through the portal and mobile app.
Ready to continue.
Start with the eligibility flow before reviewing product-specific information or opening an account.