GBP 5,000 starting point
A total pot balance of at least GBP 5,000 is the public threshold shown for monthly interest. Users below that level should not assume the calculator represents an available account outcome.
The public IGI offer is expressed through two monthly-interest tiers. This page explains how to read those thresholds before using the calculator.
This information is not investment advice. IGI information is only intended for eligible recipients who can lawfully receive it.
A total pot balance of at least GBP 5,000 is the public threshold shown for monthly interest. Users below that level should not assume the calculator represents an available account outcome.
The first tier is shown as 1% monthly from GBP 5,000 to GBP 20,000. Calculator examples are gross illustrations before any tax, fees or product-specific adjustments.
The top tier is shown as 2% monthly once total pot balance is greater than GBP 20,000. Users should confirm how a mid-month threshold change is handled before relying on any example.
Start with the eligibility flow before reviewing product-specific information or opening an account.