IGI Insurance: ATE Legal Expenses Insurance

Personal Injury Protector

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Policy Overview

Daily life is full of surprises, some less pleasant than others. From more common problems such as slips, trips, falls and injuries sustained in car accidents, to work-related ailments and industrial diseases.

The Personal Injury Protector cover ensures that individuals who haven't taken out cover before the event occurred can still pursue a claim without the fear of expensive legal bills at a later date.

Policy Features and Benefits

The policy will cover:

  • The period from the inception date until one of the following occurrences:
    • When the proceedings that the underwriters have agreed to cover are concluded
    • When the claim is concluded by negotiation by the appointed solicitor
    • When the insured or the appointed solicitor gives the underwriters notice that the proceedings are concluded
    • When the underwriters give notice that the cover is withdrawn
  • The defendant's legal costs and disbursements up to £50,000, subject to there being a reasonable prospect of success
  • The defendant's legal costs arising from judgments being made against the insured
  • Disbursements properly incurred by an appointed solicitor in pursuit of the proceedings
  • Premium ordered by the Court to be irrecoverable as a result of the judgement

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Company Information

 

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Copyright © 2010 AmTrust Europe Limited Market Square House, St James's Street, Nottingham NG1 6FG
tel: 0115 941 1022 fax: 0115 941 1316 email: nottingham@amtrusteu.co.uk Reg No. 1229676

Authorised and regulated by the Financial Services Authority